Open enrollment season is in full swing, and this is your reminder to enroll by December 15th for coverage starting on January 1st, 2023. There are tons of options as far as plans go, and thanks to the Inflation Reduction Act, high-quality coverage through the ACA marketplaces is more affordable than ever before.
The open enrollment period is crucial for not only those looking for coverage but also for individuals and families who may already be covered. At a time of rising costs, even people who already have health coverage should go to HealthCare.gov to check if more affordable options are available to them.
Some facts you should know:
- In 2021, 14.5 million people signed up for coverage through marketplace, the highest number of Americans to ever enroll during open enrollment.
- Thanks to the Inflation Reduction Act, 3 million more Americans will gain health insurance.
- 4 out of 5 enrollees qualify for a marketplace plan that is $10 or less per month.
Ready to sign up for health insurance coverage but want to talk to someone who understands the needs of the LGBTQ+ community? Out2Enroll works with local assisters across the country who are ready to support LGBTQ+ people and their families in getting coverage that works for our lives and budgets. These assisters are committed to creating an environment that is welcoming, inclusive, and affirming.
Need trans-related care? You have the right to expect that your plan will cover the services you need as long as those services are covered for other people on your plan. These services may include preventive screenings such as mammograms, Pap tests, and prostate exams; hormone therapy; mental health services; and surgical procedures related to gender transition. To help you understand your options, Out2Enroll created new state-specific Transgender Health Insurance Guides.
Remember, sign up by December 15th for care starting January 1st, 2023.